Crédito rural: uma análise da carteira de Crédito Agrícola e Industrial (CREAI) e do Sistema Nacional de Crédito Rural (SNCR) entre 1930 e 1980

Abstract

Bearing in mind that agricultural financing was important in the country's development, this work seeks, in general, to carry out an analysis of the Agricultural and Industrial Credit Portfolio (CREAI) and the National Rural Credit System (SNCR) pointing out the differences between the SNCR and CREAI, between the years 1930 and 1980. The choice of the period is justified because it focused on the Import Substitution Process, in addition to including the beginning of operation of both rural credit systems. The comparison is concentrated on legislation and data on credits granted, source of resources and contracts. The methodology addressed is basic in nature and can be classified as deductive. To develop the objectives, a bibliographic and comparative research was carried out. The results indicate that there were advances in legislation and in the granting of credit through the two credit portfolios, as through them development and advances in the Brazilian economy were boosted, especially in the agricultural sector, to provide the necessary resources for modernization, and integration between agriculture and industry.