Evolução do crédito rural no rio grande do sul: análise geral e setorial entre 2006 a 2016

Abstract

The function of credit in agriculture is important because it is a sector that needs a lot of capital in carrying out its activities. In order to understand its history and its functionalities, this study aimed to analyze the credit in general and by sectors of agricultural and livestock activity in the State of Rio Grande do Sul from 2006 to 2016. For this research the Central Bank of Brazil (SICOR) database was used, collecting data of amounts and numbers of contracts year by year for credit purposes (costing, investment and industrialization). The technique of analysis adopted was descriptive statistics. It was verified that the period between 2006 and 2014, the volume of credit available presented high growth, and in the most recent period there is a decrease in the level of credit, both agricultural and livestock. The objectives with greater availability of resources are in the agricultural sector and the less expressive is the commercial credit both livestock and agriculture. It was also analyzed that in the course of the years there is a decrease of contracts with increase in value per contract representing a concentration It was evidenced that in fact the resources are falling in all Brazil due to the lack of liquidity due to the economic crisis experienced in the country.