Cooperativas e o sistema de crédito rural: estudo da Cooperativa SICREDI Pampa Gaúcho (2013-2015)

Abstract

The rural credit system has a significant importance for the country, since it contributes to the improvement of agricultural activities through funding available through rural credit. These activities stand out in the state of RS, specifically in the midwestern and southern regions. It was observed that these regions have significant participation of credit unions, which led to the questioning of the importance of credit unions for rural credit. Thus, the aim of this study was to analyze the participation of the rural credit of the Cooperative SICREDI Pampa Gaucho in its region from 2013 to 2015, as well as the relationship of these credits on the state. Therefore, there was the literature search, document, a case study based on secondary data, and further statistical analysis. However it was found that the RS stands out in the rural credit through agricultural funding line, since the cooperative brings better performance on the cost lines and livestock investment, in addition to the cooperative be presenting an increase of its share in the region and the state , showing significant growth in their participation on the RS in the agricultural marketing line increased from 0.88% in 2013 to 2.13% in 2015. Its contribution becomes representative to analyze the cooperative in relation to the southwest region to observe the livestock investment line which increased its share from 11.80% in 2013 to 20.11% in 2015.