Investimentos e educação : um levantamento da compreensão destes temas por discentes do curso de Engenharia de produção (Unipampa - Campus Bagé)

Abstract

Financial education is a topic of extreme importance for the social and economic development of the country and considering that knowledge on the subject can lead people to organize themselves to achieve their financial goals or deal with unexpected situations with greater tranquility, is fundamental to know about investment products available in the financial market, as well as to know about financial indicators and agencies responsible for regulating and supervising financial institutions. In light of this context, this paper aims to establishing a profile of Production Engineering students on their understanding and experience with matters related to financial markets, financial planning and investment products. The Research was characterized as a field survey with na exploratory character and use of quantitative research methodology, data collection was carried out through the application of a questionnaire to the students of the course, where the questions were grouped into five themes, the first block being related to the identification of the socioeconomic characteristics of the students, the second block referred to questions that sought to identify which investments and the frequency with which the students already carried out or carry out some type of financial application, the third block aimed to identify the level of interest of the same for subjects related to financial education and investments, in the fourth block the questions aimed to propose to the students a personal financial self assessment, and finally in the fifth and last block to carry out a knowledge test on basic subjects related to personal finance.At the end of the research and after processing the data obtained in the questionnaires, it was concluded that the students have basic knowledge about the topics covered in the research in general, as well as little experience with financial products, but they show great interest, mainly in the subjects related to economics and related to investments, investment products and financial planning.