A reforma bancária de 1964 e o padrão de financiamento brasileiro

Abstract

Recognizing the relevance of the 1964 banking reform, the present study sought, in general, to analyze and identify what were the effects of the reform on the Brazilian financing standard, especially with regard to the Agricultural and Industrial Credit Portfolio (CREAI) and the National Bank for Economic Development (BNDE). Methodologically, the study has an applied character and is classified as inductive. For the development of objectives, bibliographic and documental research was carried out. With the help of historical and statistical methods, we sought to extract data contained in works that analyzed the national financial system, CREAI and BNDE. The main result is that the reform provided the concentration of the Brazilian banking structure; failed to create a private long-term credit structure; eliminated CREAI's main source of funds; and, maintained the BNDE as the main long-term credit institution in the country