Educação financeira no ensino médio: evidências do ensino público em Santana do Livramento-RS

Abstract

This study aimed to analyze the level of financial education of high school students at a public school located in Santana do Livramento, RS. Specifically, we sought to characterize the students based on socioeconomic aspects and describe the consumption habits of young people. The research carried out a quantitative, descriptive approach, using the survey method for data collection. Data were collected through the application of questionnaires to 103 high school students, including students in the 1st, 2nd and 3rd years. The sample was predominantly composed of young women, aged between 15 and 19 years. Regarding consumption habits, it was found that most of the participants do not have a credit card and have not yet entered the job market. The results revealed that the level of financial knowledge of students is, for the most part, low, according to calculations previously validated in the literature. Raising this level requires consistent mastery of fundamental financial education concepts, which highlights the need for innovative initiatives to improve financial education, especially among public school students.